106 S Richmond AveGillettWI54124
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 106 S Richmond Ave, Gillett, WI, 54124 in Gillett speaks for itself: 14.57% gross on a $137,300 price, generating $1,667/mo in rent and $745/mo in net income after the $617/mo debt service. DSCR 2.70, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,944 stacks alongside $37,933 in projected five-year appreciation and $1,265/yr in principal reduction. Projected total cumulative return: $100,394.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 6.2% |
| Monthly Cash Flow | $745 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,667 |
| Total Monthly Debt Service | $867 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54124, Gillett, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,007 (100%) |
| Owner Occupied HU | 1,305 (65.0%) |
| Renter Occupied HU | 316 (15.7%) |
| Vacant Housing Units | 386 (19.2%) |
| Median Home Value | $188,228 |
| Average Home Value | $230,307 |
Housing Distribution
Address Breakdown
Residential
1,522
Single Family
1,522
Multi-Family
0
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54124, Gillett, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,007 (100%) |
| Owner Occupied HU | 1,305 (65.0%) |
| Renter Occupied HU | 316 (15.7%) |
| Vacant Housing Units | 386 (19.2%) |
| Median Home Value | $188,228 |
| Average Home Value | $230,307 |
Housing Distribution
Address Breakdown
Residential
1,522
Single Family
1,522
Multi-Family
0
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices