106 Ruth RdTroyAL36079
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Troy at 106 Ruth Rd, Troy, AL, 36079 uses $54,698 cash to close to unlock $8,463/yr annual cash flow and $705/mo monthly cash flow. Total monthly income runs $1,637/mo, and a $808/mo payment keeps the spread at $705/mo. Purchase price stands at $165,000, and rental yield measures 11.91% with $1,637/mo rent. Return on cash invested shows 35.38% in year one, and 5% annual appreciation builds toward $45,586 over five years. Five-year ROI reaches 185.16% and total cumulative return in cash records $101,279. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,637/mo property income covering a $808/mo payment rather than investor’s personal income.
Single Family
Built in 1986
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36079, Troy, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,002 (100%) |
| Owner Occupied HU | 3,081 (61.6%) |
| Renter Occupied HU | 1,450 (29.0%) |
| Vacant Housing Units | 471 ( 9.4%) |
| Median Home Value | $192,287 |
| Average Home Value | $214,284 |
Housing Distribution
Address Breakdown
Residential
4,610
Single Family
4,163
Multi-Family
447
Businesses
139
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