106 Prairie Meadow RdSaint GeorgeKS66535
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Saint George rental at 106 Prairie Meadow Rd, Saint George, KS, 66535 sits in the solid-income band: 9.19% gross yield, $2,182/mo rent, $286/mo net after the $1,282/mo debt service, DSCR 1.70. Entry price of $285,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $78,740 and $2,625/yr in principal reduction bring total cumulative return to $127,007.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $286 | $500 |
City averages based on Saint George market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,182 |
| Total Monthly Debt Service | $1,783 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66535, Saint George, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,389 (100%) |
| Owner Occupied HU | 1,052 (75.7%) |
| Renter Occupied HU | 170 (12.2%) |
| Vacant Housing Units | 167 (12.0%) |
| Median Home Value | $294,845 |
| Average Home Value | $316,606 |
Housing Distribution
Address Breakdown
Residential
1,190
Single Family
1,190
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66535, Saint George, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,389 (100%) |
| Owner Occupied HU | 1,052 (75.7%) |
| Renter Occupied HU | 170 (12.2%) |
| Vacant Housing Units | 167 (12.0%) |
| Median Home Value | $294,845 |
| Average Home Value | $316,606 |
Housing Distribution
Address Breakdown
Residential
1,190
Single Family
1,190
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jimmy Davis Jr • ERA High Pointe Realty
Mls Name: FHARMLS
Mls ID: #20251821