106 Osprey LnFountain ValleyCA92708
INVESTMENT ANALYSIS
Investment Verdict
Solid Income106 Osprey Ln, Fountain Valley, CA, 92708 in Fountain Valley is a solid income-producing rental, 9.51% gross yield, $1,584/mo rent, $347/mo net cash flow on a $199,900 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $55,229 and $1,841/yr in principal reduction project a total cumulative return of $98,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.2% |
| Monthly Cash Flow | $347 | $300 |
City averages based on Fountain Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,584 |
| Total Monthly Debt Service | $1,157 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92708, Fountain Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,323 (100%) |
| Owner Occupied HU | 12,875 (66.6%) |
| Renter Occupied HU | 6,048 (31.3%) |
| Vacant Housing Units | 400 ( 2.1%) |
| Median Home Value | $1,109,086 |
| Average Home Value | $1,133,030 |
Housing Distribution
Address Breakdown
Residential
19,467
Single Family
18,104
Multi-Family
1,363
Businesses
2,212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92708, Fountain Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,323 (100%) |
| Owner Occupied HU | 12,875 (66.6%) |
| Renter Occupied HU | 6,048 (31.3%) |
| Vacant Housing Units | 400 ( 2.1%) |
| Median Home Value | $1,109,086 |
| Average Home Value | $1,133,030 |
Housing Distribution
Address Breakdown
Residential
19,467
Single Family
18,104
Multi-Family
1,363
Businesses
2,212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NY State MLS
Mls ID: #11651897