106 Little Ben CourtGuytonGA31312
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 106 Little Ben Court, Guyton, GA, 31312 in Guyton speaks for itself: 10.36% gross on a $400,667 price, generating $3,460/mo in rent and $1,021/mo in net income after the $1,802/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,253 stacks alongside $110,697 in projected five-year appreciation and $3,690/yr in principal reduction. Projected total cumulative return: $217,465.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.0% |
| Monthly Cash Flow | $1,021 | $300 |
City averages based on Guyton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,460 |
| Total Monthly Debt Service | $2,279 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31312, Guyton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,017 (100%) |
| Owner Occupied HU | 8,270 (82.6%) |
| Renter Occupied HU | 1,275 (12.7%) |
| Vacant Housing Units | 472 ( 4.7%) |
| Median Home Value | $305,955 |
| Average Home Value | $319,475 |
Housing Distribution
Address Breakdown
Residential
9,606
Single Family
9,568
Multi-Family
38
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31312, Guyton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,017 (100%) |
| Owner Occupied HU | 8,270 (82.6%) |
| Renter Occupied HU | 1,275 (12.7%) |
| Vacant Housing Units | 472 ( 4.7%) |
| Median Home Value | $305,955 |
| Average Home Value | $319,475 |
Housing Distribution
Address Breakdown
Residential
9,606
Single Family
9,568
Multi-Family
38
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices