106 Holly Tree DrPamplinVA23958
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing106 Holly Tree Dr, Pamplin, VA, 23958 in Pamplin is a stable, well-positioned rental at $240,000. Rental yield 6.77%. DSCR 1.25 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $66,308 in value and $2,210/yr in principal paydown builds equity, a total projected return of $85,590.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.2% |
| Monthly Cash Flow | $(81) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,354 |
| Total Monthly Debt Service | $1,339 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1983
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23958, Pamplin, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,678 (100%) |
| Owner Occupied HU | 1,093 (65.1%) |
| Renter Occupied HU | 292 (17.4%) |
| Vacant Housing Units | 293 (17.5%) |
| Median Home Value | $223,050 |
| Average Home Value | $270,167 |
Housing Distribution
Address Breakdown
Residential
1,359
Single Family
1,359
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1983
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23958, Pamplin, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,678 (100%) |
| Owner Occupied HU | 1,093 (65.1%) |
| Renter Occupied HU | 292 (17.4%) |
| Vacant Housing Units | 293 (17.5%) |
| Median Home Value | $223,050 |
| Average Home Value | $270,167 |
Housing Distribution
Address Breakdown
Residential
1,359
Single Family
1,359
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices