106 E 5th St, Mineral, VA, 23117 | $176/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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106 E 5th St, Mineral, VA, 23117 | $176/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Mineral at 106 E 5th St, Mineral, VA, 23117 earns $176/mo cash flow from $2,086/mo rent with a $1,564/mo payment. Total monthly income totals $2,086/mo, and annual cash flow totals $2,110/yr on $105,914 capital. ROI tracks 21.9% on current figures, and rental yield reads 7.83% at a $319,500 purchase. Equity gained on principal adds $2,062/yr, and 5% annual appreciation supports $88,272 over five years. Five-year ROI reaches 113.26% and total cumulative return in cash sums $119,954. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,086/mo property income instead of your personal income.

Single Family

Built in 1900

N/A lot

$N/A/sqft

No HOA

More details about the property

FOR SALE! Welcome home to this 4-bedroom, 2.5-bath, remodeled home located in the charming town of Mineral. New updates include roof (except for metal front porch), siding, windows, gutters, HVAC ducts, tubs/toilets/faucets, vanities, paint, stair carpet, cabinets, appliances (SS), counters, doors, locks. New LVP flooring throughout. Crawlspace encapsulated and insulation, plumbing and electrical wiring updated. From top to bottom, this home offers great space and style, with the convenience of town living. Walking distance to Walton park, grocery, banking, PO, and local shops. Conveniently located just minutes from Lake Anna, the Town of Louisa, dining, groceries, NAPS, and easily accessible to I-64. Ideal as a full-time residence or a high-demand rental property. Move-in ready and loaded with charm, this one wont last! More pictures coming soon!

Neighborhood Data

Neighborhood data shown for ZIP Code: 23117, Mineral, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,251 (100%)
Owner Occupied HU	4,077 (65.2%)
Renter Occupied HU	657 (10.5%)
Vacant Housing Units	1,517 (24.3%)
Median Home Value	$377,189
Average Home Value	$457,564