106 E 14th StAbernathyTX79311
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 106 E 14th St, Abernathy, TX, 79311 in Abernathy worth modelling. At $178,250 with a 9.11% gross yield, the $1,353/mo rent leaves $85/mo after the $802/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.69 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $49,247 by year five; $1,642/yr in principal reduction adds further equity. Total projected return: $73,773.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $85 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,353 |
| Total Monthly Debt Service | $1,197 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79311, Abernathy, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,451 (100%) |
| Owner Occupied HU | 992 (68.4%) |
| Renter Occupied HU | 291 (20.1%) |
| Vacant Housing Units | 168 (11.6%) |
| Median Home Value | $184,596 |
| Average Home Value | $204,052 |
Housing Distribution
Address Breakdown
Residential
1,169
Single Family
1,121
Multi-Family
48
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79311, Abernathy, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,451 (100%) |
| Owner Occupied HU | 992 (68.4%) |
| Renter Occupied HU | 291 (20.1%) |
| Vacant Housing Units | 168 (11.6%) |
| Median Home Value | $184,596 |
| Average Home Value | $204,052 |
Housing Distribution
Address Breakdown
Residential
1,169
Single Family
1,121
Multi-Family
48
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Reb Lopez • Exit Realty of Lubbock
Mls Name: LBMLS
Mls Provider:
Mls ID: #202556393
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.