106 Clay Hill RoadCape NeddickME03902
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 106 Clay Hill Road, Cape Neddick, ME, 03902 in Cape Neddick. Priced at $649,900, it generates $6,240/mo in gross rent and $2,138/mo in net monthly cash flow, a 11.52% yield that comfortably supports the 2.14 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $25,660. Five-year appreciation: $179,555. Equity from principal paydown: $5,986/yr. Total projected cumulative return: $384,422.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 5.0% |
| Monthly Cash Flow | $2,138 | $800 |
City averages based on Cape Neddick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,240 |
| Total Monthly Debt Service | $3,843 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.51 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.51 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Anchor Real Estate
Mls Name: Maine Listings
Mls ID: #1633834