106 BANK ST UNIT 201San AntonioTX78204
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 106 BANK ST UNIT 201, San Antonio, TX, 78204 in San Antonio deserves attention. This $434,000 property earns $4,430/mo in rent, a 12.25% gross yield, and nets $1,261/mo after the $1,952/mo payment. DSCR 2.27 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $119,906 compounds alongside $3,997/yr in yearly equity build, for a total cumulative return of $247,778.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 5.8% |
| Monthly Cash Flow | $1,261 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,430 |
| Total Monthly Debt Service | $2,997 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2021
N/A lot
$N/A/sqft
$83 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78204, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,639 (100%) |
| Owner Occupied HU | 2,441 (36.8%) |
| Renter Occupied HU | 3,185 (48.0%) |
| Vacant Housing Units | 1,013 (15.3%) |
| Median Home Value | $215,315 |
| Average Home Value | $282,599 |
Housing Distribution
Address Breakdown
Residential
6,248
Single Family
3,783
Multi-Family
2,465
Businesses
417
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2021
N/A lot
$N/A/sqft
$83 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78204, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,639 (100%) |
| Owner Occupied HU | 2,441 (36.8%) |
| Renter Occupied HU | 3,185 (48.0%) |
| Vacant Housing Units | 1,013 (15.3%) |
| Median Home Value | $215,315 |
| Average Home Value | $282,599 |
Housing Distribution
Address Breakdown
Residential
6,248
Single Family
3,783
Multi-Family
2,465
Businesses
417
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices