10544 White Oak DrRiversideCA92505
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 10544 White Oak Dr, Riverside, CA, 92505 in Riverside earns a 8.6% gross yield at $425,000. Rent of $3,047/mo nets $418/mo after the $1,911/mo mortgage. The 1.59 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $117,420 and $3,914/yr in equity accumulation project a total cumulative return of $188,099.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.8% |
| Monthly Cash Flow | $418 | $1,850 |
City averages based on Riverside market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,047 |
| Total Monthly Debt Service | $2,460 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
1,403 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92505, Riverside, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,046 (100%) |
| Owner Occupied HU | 7,485 (49.7%) |
| Renter Occupied HU | 7,090 (47.1%) |
| Vacant Housing Units | 471 ( 3.1%) |
| Median Home Value | $596,010 |
| Average Home Value | $590,912 |
Housing Distribution
Address Breakdown
Residential
15,000
Single Family
11,401
Multi-Family
3,599
Businesses
677
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
1,403 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92505, Riverside, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,046 (100%) |
| Owner Occupied HU | 7,485 (49.7%) |
| Renter Occupied HU | 7,090 (47.1%) |
| Vacant Housing Units | 471 ( 3.1%) |
| Median Home Value | $596,010 |
| Average Home Value | $590,912 |
Housing Distribution
Address Breakdown
Residential
15,000
Single Family
11,401
Multi-Family
3,599
Businesses
677
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JOHN SHACKELFORD • COLDWELL BANKER REALTY
Mls Name: CRMLS
Mls ID: #IV25173313