1053 Kleemann Dr #0ClintonIL61727
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1053 Kleemann Dr #0, Clinton, IL, 61727 in Clinton deserves attention. This $145,000 property earns $3,103/mo in rent, a 25.68% gross yield, and nets $2,022/mo after the $652/mo payment. DSCR 4.76 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $40,061 compounds alongside $1,335/yr in yearly equity build, for a total cumulative return of $185,914.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 25.7% | 6.0% |
| Monthly Cash Flow | $2,022 | $250 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,103 |
| Total Monthly Debt Service | $1,023 |
| DSCR Ratio | 3.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1999
0.39 Acres lot
$N/A/sqft
$75 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61727, Clinton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,556 (100%) |
| Owner Occupied HU | 2,994 (65.7%) |
| Renter Occupied HU | 1,136 (24.9%) |
| Vacant Housing Units | 426 ( 9.4%) |
| Median Home Value | $138,468 |
| Average Home Value | $190,702 |
Housing Distribution
Address Breakdown
Residential
4,224
Single Family
4,087
Multi-Family
137
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1999
0.39 Acres lot
$N/A/sqft
$75 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61727, Clinton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,556 (100%) |
| Owner Occupied HU | 2,994 (65.7%) |
| Renter Occupied HU | 1,136 (24.9%) |
| Vacant Housing Units | 426 ( 9.4%) |
| Median Home Value | $138,468 |
| Average Home Value | $190,702 |
Housing Distribution
Address Breakdown
Residential
4,224
Single Family
4,087
Multi-Family
137
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices