10520 Spruce Dr, Wofford Heights, CA, 93285 | $622/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Wofford Heights at 10520 Spruce Dr, Wofford Heights, CA, 93285 uses $62,654 cash to close to unlock $7,464/yr annual cash flow and $622/mo monthly cash flow. Total monthly income runs $1,810/mo, and a $925/mo payment keeps the spread at $622/mo. Purchase price stands at $189,000, and rental yield measures 11.49% with $1,810/mo rent. Return on cash invested shows 31.82% in year one, and 5% annual appreciation builds toward $52,217 over five years. Five-year ROI reaches 166.84% and total cumulative return in cash records $104,530. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,810/mo property income covering a $925/mo payment rather than investor’s personal income.

Single Family

Built in 1960

7,405 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 93285, Wofford Heights, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,425 (100%)
Owner Occupied HU	1,031 (42.5%)
Renter Occupied HU	357 (14.7%)
Vacant Housing Units	1,037 (42.8%)
Median Home Value	$351,288
Average Home Value	$456,511