10520 Prairie LnOklahoma CityOK73162
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 10520 Prairie Ln, Oklahoma City, OK, 73162 in Oklahoma City. At $252,000 it earns $2,034/mo in rent and distributes $425/mo to the owner after the $1,133/mo payment, a consistent 9.69% yield. DSCR 1.80 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $69,623 in value; $2,321/yr in principal paydown compounds ownership stake. Total projected return: $123,154.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 10.0% |
| Monthly Cash Flow | $425 | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,034 |
| Total Monthly Debt Service | $1,509 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
5,401 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73162, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,312 (100%) |
| Owner Occupied HU | 8,376 (62.9%) |
| Renter Occupied HU | 4,174 (31.4%) |
| Vacant Housing Units | 762 ( 5.7%) |
| Median Home Value | $268,862 |
| Average Home Value | $288,926 |
Housing Distribution
Address Breakdown
Residential
12,598
Single Family
11,380
Multi-Family
1,218
Businesses
377
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
5,401 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73162, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,312 (100%) |
| Owner Occupied HU | 8,376 (62.9%) |
| Renter Occupied HU | 4,174 (31.4%) |
| Vacant Housing Units | 762 ( 5.7%) |
| Median Home Value | $268,862 |
| Average Home Value | $288,926 |
Housing Distribution
Address Breakdown
Residential
12,598
Single Family
11,380
Multi-Family
1,218
Businesses
377
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Reese Brown • D.R Horton Realty of OK LLC
Mls Name: MLSOK/OKCMAR
Mls ID: #1201055