10514 Lauren Creek DrBaytownTX77523
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 10514 Lauren Creek Dr, Baytown, TX, 77523 in Baytown is the 1.58 coverage ratio: rent of $2,057/mo versus a $1,304/mo debt payment on a $290,000 property. Rental yield 8.51%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $80,122 by year five, with $2,671/yr in equity from paydown. Total projected cumulative return: $109,160.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $(33) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,057 |
| Total Monthly Debt Service | $1,974 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
6,229 sqft lot
$N/A/sqft
$330 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
6,229 sqft lot
$N/A/sqft
$330 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Isaac Tijerina • Tijerina Group Real Estate Consultants
Mls Name: HAR
Mls Provider:
Mls ID: #46462301
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