10509 Thornview DrCincinnatiOH45241
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 10509 Thornview Dr, Cincinnati, OH, 45241 in Cincinnati at $310,000 earns $2,209/mo in rent and nets $71/mo after the $1,394/mo payment, a 8.16% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $85,647 over five years. Ziffy Mortgage underwrites this on a 1.58 DSCR without U.S. credit history. With $2,855/yr in principal paydown, total projected return reaches $129,036.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.8% |
| Monthly Cash Flow | $71 | $450 |
City averages based on Cincinnati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,209 |
| Total Monthly Debt Service | $1,916 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45241, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,480 (100%) |
| Owner Occupied HU | 7,432 (70.9%) |
| Renter Occupied HU | 2,552 (24.4%) |
| Vacant Housing Units | 496 ( 4.7%) |
| Median Home Value | $349,877 |
| Average Home Value | $382,613 |
Housing Distribution
Address Breakdown
Residential
10,597
Single Family
8,492
Multi-Family
2,105
Businesses
1,459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45241, Cincinnati, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,480 (100%) |
| Owner Occupied HU | 7,432 (70.9%) |
| Renter Occupied HU | 2,552 (24.4%) |
| Vacant Housing Units | 496 ( 4.7%) |
| Median Home Value | $349,877 |
| Average Home Value | $382,613 |
Housing Distribution
Address Breakdown
Residential
10,597
Single Family
8,492
Multi-Family
2,105
Businesses
1,459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A