10507 Amity AveBrooksvilleFL34614
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 10507 Amity Ave, Brooksville, FL, 34614 in Brooksville worth modelling. At $116,000 with a 9.07% gross yield, the $877/mo rent leaves $95/mo after the $522/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.68 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $32,049 by year five; $1,068/yr in principal reduction adds further equity. Total projected return: $51,075.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $95 | $300 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $877 |
| Total Monthly Debt Service | $724 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34614, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,407 (100%) |
| Owner Occupied HU | 3,768 (85.5%) |
| Renter Occupied HU | 308 ( 7.0%) |
| Vacant Housing Units | 331 ( 7.5%) |
| Median Home Value | $354,126 |
| Average Home Value | $439,808 |
Housing Distribution
Address Breakdown
Residential
4,673
Single Family
4,673
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34614, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,407 (100%) |
| Owner Occupied HU | 3,768 (85.5%) |
| Renter Occupied HU | 308 ( 7.0%) |
| Vacant Housing Units | 331 ( 7.5%) |
| Median Home Value | $354,126 |
| Average Home Value | $439,808 |
Housing Distribution
Address Breakdown
Residential
4,673
Single Family
4,673
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donna Smith • New Start MH LLC
Mls Name: My State MLS
Mls ID: #11652519