10502 W Hutton DrSun CityAZ85351
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 10502 W Hutton Dr, Sun City, AZ, 85351 in Sun City offers it: the 1.61 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.7%. Long-term, 5% appreciation is forecast to add $79,984, and $2,666/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $79,548.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 8.0% |
| Monthly Cash Flow | $(526) | $300 |
City averages based on Sun City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $2,511 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1974
3,881 sqft lot
$N/A/sqft
$915 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85351, Sun City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,495 (100%) |
| Owner Occupied HU | 16,371 (76.2%) |
| Renter Occupied HU | 2,490 (11.6%) |
| Vacant Housing Units | 2,634 (12.3%) |
| Median Home Value | $298,874 |
| Average Home Value | $386,221 |
Housing Distribution
Address Breakdown
Residential
20,642
Single Family
19,769
Multi-Family
873
Businesses
562
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1974
3,881 sqft lot
$N/A/sqft
$915 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85351, Sun City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,495 (100%) |
| Owner Occupied HU | 16,371 (76.2%) |
| Renter Occupied HU | 2,490 (11.6%) |
| Vacant Housing Units | 2,634 (12.3%) |
| Median Home Value | $298,874 |
| Average Home Value | $386,221 |
Housing Distribution
Address Breakdown
Residential
20,642
Single Family
19,769
Multi-Family
873
Businesses
562
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffry S Schotz • West USA Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6851572
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010