10501 W Willowcreek CirSun CityAZ85373
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 10501 W Willowcreek Cir, Sun City, AZ, 85373 in Sun City is narrow, $10/mo net on $2,274/mo rent after the $1,722/mo debt service, but the property operates at break-even-plus, not a loss. At $383,000 with a 7.12% yield, the long-run equity case via 5% appreciation ($105,816 over five years) and $3,527/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.32 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $145,435.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 8.0% |
| Monthly Cash Flow | $10 | $300 |
City averages based on Sun City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,274 |
| Total Monthly Debt Service | $2,112 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
9,915 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85373, Sun City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,479 (100%) |
| Owner Occupied HU | 8,056 (76.9%) |
| Renter Occupied HU | 1,067 (10.2%) |
| Vacant Housing Units | 1,356 (12.9%) |
| Median Home Value | $392,548 |
| Average Home Value | $442,184 |
Housing Distribution
Address Breakdown
Residential
9,589
Single Family
8,976
Multi-Family
613
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
9,915 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85373, Sun City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,479 (100%) |
| Owner Occupied HU | 8,056 (76.9%) |
| Renter Occupied HU | 1,067 (10.2%) |
| Vacant Housing Units | 1,356 (12.9%) |
| Median Home Value | $392,548 |
| Average Home Value | $442,184 |
Housing Distribution
Address Breakdown
Residential
9,589
Single Family
8,976
Multi-Family
613
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessie Laux • HomeSmart
Mls Name: ARMLS
Mls Provider:
Mls ID: #6780087
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010