1050 Arroyo DrBarstowCA92311
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.43% yield at 1050 Arroyo Dr, Barstow, CA, 92311 in Barstow is solid, but the $1,451/mo payment compresses net cash flow to $2/mo at $322,770. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $89,175 by year five, and $2,973/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.38) without U.S. income documentation. Total projected return: $122,597.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 9.0% |
| Monthly Cash Flow | $2 | $300 |
City averages based on Barstow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,999 |
| Total Monthly Debt Service | $1,868 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92311, Barstow, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,211 (100%) |
| Owner Occupied HU | 6,044 (45.7%) |
| Renter Occupied HU | 6,061 (45.9%) |
| Vacant Housing Units | 1,106 ( 8.4%) |
| Median Home Value | $198,238 |
| Average Home Value | $305,671 |
Housing Distribution
Address Breakdown
Residential
12,052
Single Family
11,302
Multi-Family
750
Businesses
743
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92311, Barstow, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,211 (100%) |
| Owner Occupied HU | 6,044 (45.7%) |
| Renter Occupied HU | 6,061 (45.9%) |
| Vacant Housing Units | 1,106 ( 8.4%) |
| Median Home Value | $198,238 |
| Average Home Value | $305,671 |
Housing Distribution
Address Breakdown
Residential
12,052
Single Family
11,302
Multi-Family
750
Businesses
743
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marilyn Core • Marilyn Core Real Estate
Mls Name: CRMLS
Mls ID: #HD26028799