105 W Cedar St, Lafayette, LA, 70501 | $486/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lafayette at 105 W Cedar St, Lafayette, LA, 70501 generates $1,278/mo in rent and, after a $627/mo payment, leaves $486/mo in cash flow. Total monthly income is $1,278/mo, and annual cash flow is $5,827/yr on $42,432 invested. Return on cash invested sits at 33.64% in year one, and rental yield is 11.98% on a $128,000 entry. Equity gained on principal adds $826/yr, while 5% annual appreciation builds toward $35,364 over five years. Five-year ROI reaches 176.55% and total cumulative return in cash sums $74,915. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,278/mo property income rather than buyer’s personal income.

Single Family

Built in N/A

0.39 Acres lot

$N/A/sqft

No HOA