105 Sylvia DrSaint LouisMO63125
INVESTMENT ANALYSIS
Investment Verdict
Solid Income105 Sylvia Dr, Saint Louis, MO, 63125 in Saint Louis is a solid income-producing rental, 9.41% gross yield, $1,290/mo rent, $266/mo net cash flow on a $164,500 buy. DSCR 1.74 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $45,448 and $1,515/yr in principal reduction project a total cumulative return of $79,482.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.8% |
| Monthly Cash Flow | $266 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,290 |
| Total Monthly Debt Service | $959 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1943
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63125, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,957 (100%) |
| Owner Occupied HU | 9,991 (66.8%) |
| Renter Occupied HU | 4,067 (27.2%) |
| Vacant Housing Units | 899 ( 6.0%) |
| Median Home Value | $187,385 |
| Average Home Value | $208,432 |
Housing Distribution
Address Breakdown
Residential
14,373
Single Family
11,847
Multi-Family
2,526
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1943
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63125, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,957 (100%) |
| Owner Occupied HU | 9,991 (66.8%) |
| Renter Occupied HU | 4,067 (27.2%) |
| Vacant Housing Units | 899 ( 6.0%) |
| Median Home Value | $187,385 |
| Average Home Value | $208,432 |
Housing Distribution
Address Breakdown
Residential
14,373
Single Family
11,847
Multi-Family
2,526
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Keith T Nash • Platinum Realty of St. Louis
Mls Name: MARIS
Mls ID: #26009322