105 Summerview DrArcadeNY14009
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 105 Summerview Dr, Arcade, NY, 14009 in Arcade is listed at $112,000 and delivers $1,140/mo in rent and $392/mo in net monthly cash flow. The 12.21% yield and 2.26 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $30,944 over five years, and $1,032/yr in principal reduction supplements cash return. Total projected cumulative return: $67,954.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $392 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,140 |
| Total Monthly Debt Service | $703 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2011
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14009, Arcade, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,964 (100%) |
| Owner Occupied HU | 1,947 (65.7%) |
| Renter Occupied HU | 589 (19.9%) |
| Vacant Housing Units | 428 (14.4%) |
| Median Home Value | $190,341 |
| Average Home Value | $227,368 |
Housing Distribution
Address Breakdown
Residential
2,431
Single Family
2,266
Multi-Family
165
Businesses
191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2011
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14009, Arcade, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,964 (100%) |
| Owner Occupied HU | 1,947 (65.7%) |
| Renter Occupied HU | 589 (19.9%) |
| Vacant Housing Units | 428 (14.4%) |
| Median Home Value | $190,341 |
| Average Home Value | $227,368 |
Housing Distribution
Address Breakdown
Residential
2,431
Single Family
2,266
Multi-Family
165
Businesses
191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ann M Croakman • Howard Hanna WNY Inc.
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #B1606184
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