105 Scenic View TrlMadisonNC27025
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 105 Scenic View Trl, Madison, NC, 27025 in Madison at $449,000, 3.12% gross yield, is a market-growth asset. Rental yield 3.12%. The $1,166/mo rent partially funds the $2,019/mo debt service; the core return is the 5%/yr price growth projected to add $124,050 over five years. Ziffy Mortgage's DSCR mortgage (0.58) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $69,056.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 6.2% |
| Monthly Cash Flow | $(1,570) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,166 |
| Total Monthly Debt Service | $2,558 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27025, Madison, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,249 (100%) |
| Owner Occupied HU | 3,642 (69.4%) |
| Renter Occupied HU | 1,063 (20.3%) |
| Vacant Housing Units | 544 (10.4%) |
| Median Home Value | $191,822 |
| Average Home Value | $234,616 |
Housing Distribution
Address Breakdown
Residential
4,874
Single Family
4,849
Multi-Family
25
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27025, Madison, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,249 (100%) |
| Owner Occupied HU | 3,642 (69.4%) |
| Renter Occupied HU | 1,063 (20.3%) |
| Vacant Housing Units | 544 (10.4%) |
| Median Home Value | $191,822 |
| Average Home Value | $234,616 |
Housing Distribution
Address Breakdown
Residential
4,874
Single Family
4,849
Multi-Family
25
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Foy • Berkshire Hathaway HomeServices Yost & Little Realty
Mls Name: Triad MLS
Mls Provider:
Mls ID: #1167053
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