105 S Artizan StWilliamsportMD21795
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Williamsport rentals match the income profile of 105 S Artizan St, Williamsport, MD, 21795. Listed at $220,000, gross rent is $2,010/mo and net cash flow is $642/mo, a 10.96% yield well above national averages. DSCR 1.93 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $60,782 by year five with $1,844/yr in annual principal reduction, projecting $120,632 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 7.2% |
| Monthly Cash Flow | $642 | $120 |
City averages based on Williamsport market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,010 |
| Total Monthly Debt Service | $1,334 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1823
5,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21795, Williamsport, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,588 (100%) |
| Owner Occupied HU | 2,824 (61.6%) |
| Renter Occupied HU | 1,341 (29.2%) |
| Vacant Housing Units | 423 ( 9.2%) |
| Median Home Value | $331,405 |
| Average Home Value | $360,760 |
Housing Distribution
Address Breakdown
Residential
4,034
Single Family
3,348
Multi-Family
686
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls Provider:
Mls ID: #MDWA2039420
