105 Railroad StWest UnionWV26456
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 105 Railroad St, West Union, WV, 26456 in West Union is straightforward: $120,000 in, $1,166/mo in rent, $387/mo out after debt service. The 11.08% gross yield and 2.16 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $33,154 by year five. With $1,105/yr in principal equity, the total cumulative return is projected at $74,121.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $387 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,166 |
| Total Monthly Debt Service | $672 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26456, West Union, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,678 (100%) |
| Owner Occupied HU | 1,112 (66.3%) |
| Renter Occupied HU | 268 (16.0%) |
| Vacant Housing Units | 298 (17.8%) |
| Median Home Value | $181,395 |
| Average Home Value | $316,223 |
Housing Distribution
Address Breakdown
Residential
1,571
Single Family
1,556
Multi-Family
15
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26456, West Union, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,678 (100%) |
| Owner Occupied HU | 1,112 (66.3%) |
| Renter Occupied HU | 268 (16.0%) |
| Vacant Housing Units | 298 (17.8%) |
| Median Home Value | $181,395 |
| Average Home Value | $316,223 |
Housing Distribution
Address Breakdown
Residential
1,571
Single Family
1,556
Multi-Family
15
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lydia Williams • LEVEL UP REALTY
Mls Name: NCWV REIN
Mls Provider:
Mls ID: #10159184
Disclaimer: Data provided by North Central WV Real Estate Information Network, Inc. IDX information is provided exclusively for consumers personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information last updated on 2025-05-08 13:43:35 PDT