105 Privett LnJacksonKY41339
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 105 Privett Ln, Jackson, KY, 41339 in Jackson at $200,000 earns $1,336/mo in rent and nets $118/mo after the $899/mo payment, a 8.01% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $55,256 over five years. Ziffy Mortgage underwrites this on a 1.49 DSCR without U.S. credit history. With $1,842/yr in principal paydown, total projected return reaches $83,423.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.0% |
| Monthly Cash Flow | $118 | $850 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,336 |
| Total Monthly Debt Service | $1,138 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2010
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41339, Jackson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,240 (65.4%) |
| Renter Occupied HU | 1,051 (21.2%) |
| Vacant Housing Units | 664 (13.4%) |
| Median Home Value | $77,901 |
| Average Home Value | $133,685 |
Housing Distribution
Address Breakdown
Residential
3,988
Single Family
3,949
Multi-Family
39
Businesses
322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2010
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41339, Jackson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,240 (65.4%) |
| Renter Occupied HU | 1,051 (21.2%) |
| Vacant Housing Units | 664 (13.4%) |
| Median Home Value | $77,901 |
| Average Home Value | $133,685 |
Housing Distribution
Address Breakdown
Residential
3,988
Single Family
3,949
Multi-Family
39
Businesses
322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices