105 Matthew St, Bertram, TX, 78605 | 7.05% Rental Yield

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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105 Matthew St, Bertram, TX, 78605 | 7.05% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bertram at 105 Matthew St, Bertram, TX, 78605 with 5% annual appreciation on a $408,500 basis while $2,400/mo rent supports operations. 44% in year one. Equity gained on principal adds $2,636/yr, and five-year appreciation sums $112,861 alongside rental yield of 7.05%. Five-year ROI measures 80.09% and total cumulative return in cash totals $108,452. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,400/mo property income versus a $1,999/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

The wonderful, two-story Rio Grande home features an open-concept layout that is ideal for most any lifestyle. Upon entry, you are met with a private study room, a walk-in utility room, a closet, and access to your two-car garage. If you need extra storage space to store holiday decorations, tools, or even another car, opt to tack on an additional five feet for a two-and a half car garage or a full three-car garage! You are soon met with the soul of the home - the massive family room with two-story ceilings serving as the perfect place for entertaining, as well as the conjoined kitchen and breakfast area providing optimal convenience. The kitchen is fully equipped with sleek granite countertops, flat-panel birch cabinets, and industry-leading appliances. If you desire more counterspace, you have the option of including a kitchen island or extra cabinets! The high bar in the kitchen is ideal for the kids to eat breakfast in the mornings, and opens up to the family room, full embracing the open-concept feel. For the outdoor enthusiast, this home has the option of a spacious extended covered patio in the backyard. Head across the kitchen where you will discover the convenient downstairs powder room, and the secluded master suite. Your master bathroom is complete with cultured marble countertops, the option for dual vanities, and a large walk-in closet. Upgrade the master bathroom by opting for a luxury bathtub with stand alone shower or a master super shower instead! Follow...

Neighborhood Data

Neighborhood data shown for ZIP Code: 78605, Bertram, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,638 (100%)
Owner Occupied HU	2,016 (76.4%)
Renter Occupied HU	376 (14.3%)
Vacant Housing Units	246 ( 9.3%)
Median Home Value	$376,800
Average Home Value	$474,711