105 Hagan StSunland ParkNM88063
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 105 Hagan St, Sunland Park, NM, 88063 in Sunland Park is listed at $489,950 and delivers $3,560/mo in rent and $685/mo in net monthly cash flow. The 8.72% yield and 1.62 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $135,364 over five years, and $4,512/yr in principal reduction supplements cash return. Total projected cumulative return: $229,179.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 8.2% |
| Monthly Cash Flow | $685 | $450 |
City averages based on Sunland Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,560 |
| Total Monthly Debt Service | $2,681 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 88063, Sunland Park, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,917 (100%) |
| Owner Occupied HU | 2,557 (65.3%) |
| Renter Occupied HU | 1,085 (27.7%) |
| Vacant Housing Units | 275 ( 7.0%) |
| Median Home Value | $158,555 |
| Average Home Value | $189,438 |
Housing Distribution
Address Breakdown
Residential
3,486
Single Family
3,463
Multi-Family
23
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 88063, Sunland Park, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,917 (100%) |
| Owner Occupied HU | 2,557 (65.3%) |
| Renter Occupied HU | 1,085 (27.7%) |
| Vacant Housing Units | 275 ( 7.0%) |
| Median Home Value | $158,555 |
| Average Home Value | $189,438 |
Housing Distribution
Address Breakdown
Residential
3,486
Single Family
3,463
Multi-Family
23
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tarryn A Ortega • Home Pros Real Estate Group
Mls Name: GEPAR
Mls ID: #905342