105 E Seminary StLibertyIN47353
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 105 E Seminary St, Liberty, IN, 47353 in Liberty: $2,461/mo in rent, $1,054/mo net, 13.18% gross yield, all on a $224,000 acquisition. The 2.44 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $61,887 in value, and $2,063/yr in principal paydown steadily builds equity. Projected total cumulative return: $152,900.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 6.2% |
| Monthly Cash Flow | $1,054 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,461 |
| Total Monthly Debt Service | $1,318 |
| DSCR Ratio | 1.87x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47353, Liberty, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,506 (100%) |
| Owner Occupied HU | 1,657 (66.1%) |
| Renter Occupied HU | 597 (23.8%) |
| Vacant Housing Units | 252 (10.1%) |
| Median Home Value | $179,611 |
| Average Home Value | $210,107 |
Housing Distribution
Address Breakdown
Residential
2,383
Single Family
2,252
Multi-Family
131
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47353, Liberty, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,506 (100%) |
| Owner Occupied HU | 1,657 (66.1%) |
| Renter Occupied HU | 597 (23.8%) |
| Vacant Housing Units | 252 (10.1%) |
| Median Home Value | $179,611 |
| Average Home Value | $210,107 |
Housing Distribution
Address Breakdown
Residential
2,383
Single Family
2,252
Multi-Family
131
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erin Losekamp • AMERICAN HERITAGE
Mls Name: East Central Indiana AOR
Mls Provider:
Mls ID: #14405
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.