105 E 4th StCarrolltonMO64633
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 105 E 4th St, Carrollton, MO, 64633 in Carrollton earns a 9.69% gross yield at $125,000. Rent of $1,009/mo nets $231/mo after the $562/mo mortgage. The 1.80 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $34,535 and $1,151/yr in equity accumulation project a total cumulative return of $62,299.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $231 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,009 |
| Total Monthly Debt Service | $729 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64633, Carrollton, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,461 (100%) |
| Owner Occupied HU | 1,456 (59.2%) |
| Renter Occupied HU | 579 (23.5%) |
| Vacant Housing Units | 426 (17.3%) |
| Median Home Value | $124,130 |
| Average Home Value | $177,035 |
Housing Distribution
Address Breakdown
Residential
2,216
Single Family
2,109
Multi-Family
107
Businesses
278
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64633, Carrollton, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,461 (100%) |
| Owner Occupied HU | 1,456 (59.2%) |
| Renter Occupied HU | 579 (23.5%) |
| Vacant Housing Units | 426 (17.3%) |
| Median Home Value | $124,130 |
| Average Home Value | $177,035 |
Housing Distribution
Address Breakdown
Residential
2,216
Single Family
2,109
Multi-Family
107
Businesses
278
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Central Missouri BOR
Mls ID: #26-187