105 Dexter AveOriskanyNY13424
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 105 Dexter Ave, Oriskany, NY, 13424 in Oriskany speaks for itself: 24.87% gross on a $134,900 price, generating $2,796/mo in rent and $1,895/mo in net income after the $607/mo debt service. DSCR 4.61, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,742 stacks alongside $37,270 in projected five-year appreciation and $1,242/yr in principal reduction. Projected total cumulative return: $173,394.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 24.9% | 6.2% |
| Monthly Cash Flow | $1,895 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,796 |
| Total Monthly Debt Service | $847 |
| DSCR Ratio | 3.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13424, Oriskany, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,033 (100%) |
| Owner Occupied HU | 731 (70.8%) |
| Renter Occupied HU | 239 (23.1%) |
| Vacant Housing Units | 63 ( 6.1%) |
| Median Home Value | $207,011 |
| Average Home Value | $208,968 |
Housing Distribution
Address Breakdown
Residential
712
Single Family
666
Multi-Family
46
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13424, Oriskany, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,033 (100%) |
| Owner Occupied HU | 731 (70.8%) |
| Renter Occupied HU | 239 (23.1%) |
| Vacant Housing Units | 63 ( 6.1%) |
| Median Home Value | $207,011 |
| Average Home Value | $208,968 |
Housing Distribution
Address Breakdown
Residential
712
Single Family
666
Multi-Family
46
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices