105 Decoy Ct, Sumter, SC, 29154 | $362/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

4 Bed
3 Bath
2103 sft

2120 Tanglewood Rd, Sumter, SC, 29154

3 Bed
2 Bath
1661 sft

2585 Stirrup Ln, Dalzell, SC, 29040

4 Bed
3 Bath
2133 sft

287 Manchester Dr, Manning, SC, 29102

4 Bed
3 Bath
2045 sft

2580 Foxcroft Cir, Sumter, SC, 29154

Nearby investment properties with comparable prices

3 Bed
2 Bath
1413 sft

161 Raglins Way, Lugoff, SC, 29078

4 Bed
3 Bath
1955 sft

2041 Rexford Ct, Camden, SC, 29020

4 Bed
3 Bath
2230 sft

2340 Worshipper Ct LOT 7, Sumter, SC, 29153

5 Bed
3 Bath
2225 sft

Bentcreek II Plan, Jackson Preserve, Sumter, SC, 29153

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Sumter at 105 Decoy Ct, Sumter, SC, 29154 with 5% annual appreciation on a $365,000 basis while $2,559/mo rent supports operations. Total monthly income totals $2,559/mo and a $1,786/mo payment preserves $362/mo for cash returns. Annual cash flow comes to $4,341/yr on $120,998 deployed, and return on cash invested reaches 23.5% in year one. Equity gained on principal adds $2,355/yr, and five-year appreciation sums $100,843 alongside rental yield of 8.41%. Five-year ROI measures 121.86% and total cumulative return in cash totals $147,451.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,559/mo property income versus a $1,786/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2020

9,147 sqft lot

$N/A/sqft

$300 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29154, Sumter, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,040 (100%)
Owner Occupied HU	9,147 (70.1%)
Renter Occupied HU	2,836 (21.7%)
Vacant Housing Units	1,057 ( 8.1%)
Median Home Value	$208,805
Average Home Value	$213,824