105 David RdHamptonGA30228
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 105 David Rd, Hampton, GA, 30228 in Hampton is narrow, $130/mo net on $1,712/mo rent after the $1,169/mo debt service, but the property operates at break-even-plus, not a loss. At $260,000 with a 7.9% yield, the long-run equity case via 5% appreciation ($71,833 over five years) and $2,395/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.46 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $106,869.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $130 | $150 |
City averages based on Hampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,712 |
| Total Monthly Debt Service | $1,479 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30228, Hampton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,755 (100%) |
| Owner Occupied HU | 15,014 (72.3%) |
| Renter Occupied HU | 4,803 (23.1%) |
| Vacant Housing Units | 938 ( 4.5%) |
| Median Home Value | $321,086 |
| Average Home Value | $333,909 |
Housing Distribution
Address Breakdown
Residential
20,040
Single Family
18,998
Multi-Family
1,042
Businesses
673
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30228, Hampton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,755 (100%) |
| Owner Occupied HU | 15,014 (72.3%) |
| Renter Occupied HU | 4,803 (23.1%) |
| Vacant Housing Units | 938 ( 4.5%) |
| Median Home Value | $321,086 |
| Average Home Value | $333,909 |
Housing Distribution
Address Breakdown
Residential
20,040
Single Family
18,998
Multi-Family
1,042
Businesses
673
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices