105 Colliery Dr, Thurmont, MD, 21788 | $190/mo Cash Flow

For Sale

Fix & Flip

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Thurmont at 105 Colliery Dr, Thurmont, MD, 21788 listed at $390,000 pairs $2,616/mo rent with a $1,909/mo payment to leave $190/mo cash flow. Total monthly income runs $2,616/mo, and annual cash flow reaches $2,283/yr on $129,285 cash to close. Return on cash invested measures 21.67% in year one, and rental yield registers 8.05% at a $390,000 basis. Equity gained on principal adds $2,517/yr, and annual property appreciation at 5% supports $107,750 by year five. Five-year ROI tracks 112.37% and total cumulative return in cash totals $145,280. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,616/mo property income relative to a $1,909/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1993

9,323 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21788, Thurmont, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,831 (100%)
Owner Occupied HU	3,732 (77.3%)
Renter Occupied HU	884 (18.3%)
Vacant Housing Units	215 ( 4.5%)
Median Home Value	$439,496
Average Home Value	$533,516