105 Belmont RdDixons MillsAL36736
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 105 Belmont Rd, Dixons Mills, AL, 36736 in Dixons Mills is straightforward: $123,500 in, $1,093/mo in rent, $396/mo out after debt service. The 10.62% gross yield and 1.97 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $34,121 by year five. With $1,137/yr in principal equity, the total cumulative return is projected at $72,066.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $396 | $500 |
City averages based on Dixons Mills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,093 |
| Total Monthly Debt Service | $648 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36736, Dixons Mills, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 425 (71.7%) |
| Renter Occupied HU | 91 (15.3%) |
| Vacant Housing Units | 77 (13.0%) |
| Median Home Value | $114,904 |
| Average Home Value | $160,588 |
Housing Distribution
Address Breakdown
Residential
595
Single Family
595
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36736, Dixons Mills, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 593 (100%) |
| Owner Occupied HU | 425 (71.7%) |
| Renter Occupied HU | 91 (15.3%) |
| Vacant Housing Units | 77 (13.0%) |
| Median Home Value | $114,904 |
| Average Home Value | $160,588 |
Housing Distribution
Address Breakdown
Residential
595
Single Family
595
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WAMLS
Mls ID: #173733