105/107 Park StSophiaWV25921
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow105/107 Park St, Sophia, WV, 25921 in Sophia is a solid income-producing rental, 11.23% gross yield, $1,020/mo rent, $389/mo net cash flow on a $109,000 buy. DSCR 2.08 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $30,115 and $1,004/yr in principal reduction project a total cumulative return of $66,213.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $389 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,020 |
| Total Monthly Debt Service | $587 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1940
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25921, Sophia, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 864 (100%) |
| Owner Occupied HU | 510 (59.0%) |
| Renter Occupied HU | 246 (28.5%) |
| Vacant Housing Units | 108 (12.5%) |
| Median Home Value | $131,250 |
| Average Home Value | $166,309 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1940
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25921, Sophia, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 864 (100%) |
| Owner Occupied HU | 510 (59.0%) |
| Renter Occupied HU | 246 (28.5%) |
| Vacant Housing Units | 108 (12.5%) |
| Median Home Value | $131,250 |
| Average Home Value | $166,309 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steve Clark • NEW RIVER REAL ESTATE LLC
Mls Name: Beckley BOR
Mls Provider:
Mls ID: #89924
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.