1049 CardiffCasperWY82609
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1049 Cardiff, Casper, WY, 82609 in Casper. Priced at $399,900, it generates $3,726/mo in gross rent and $1,452/mo in net monthly cash flow, a 11.18% yield that comfortably supports the 2.07 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $17,425. Five-year appreciation: $110,485. Equity from principal paydown: $3,683/yr. Total projected cumulative return: $244,237.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 5.2% |
| Monthly Cash Flow | $1,452 | $850 |
City averages based on Casper market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,726 |
| Total Monthly Debt Service | $2,115 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82609, Casper, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,721 (100%) |
| Owner Occupied HU | 4,804 (55.1%) |
| Renter Occupied HU | 3,040 (34.9%) |
| Vacant Housing Units | 877 (10.1%) |
| Median Home Value | $337,516 |
| Average Home Value | $415,138 |
Housing Distribution
Address Breakdown
Residential
8,419
Single Family
8,075
Multi-Family
344
Businesses
452
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82609, Casper, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,721 (100%) |
| Owner Occupied HU | 4,804 (55.1%) |
| Renter Occupied HU | 3,040 (34.9%) |
| Vacant Housing Units | 877 (10.1%) |
| Median Home Value | $337,516 |
| Average Home Value | $415,138 |
Housing Distribution
Address Breakdown
Residential
8,419
Single Family
8,075
Multi-Family
344
Businesses
452
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices