10457 50th StMira LomaCA91752
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 10457 50th St, Mira Loma, CA, 91752 in Mira Loma is narrow, $74/mo net on $3,631/mo rent after the $2,586/mo debt service, but the property operates at break-even-plus, not a loss. At $575,000 with a 7.58% yield, the long-run equity case via 5% appreciation ($158,862 over five years) and $5,296/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.40 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $222,799.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.5% |
| Monthly Cash Flow | $74 | $2,000 |
City averages based on Mira Loma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,631 |
| Total Monthly Debt Service | $3,328 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91752, Mira Loma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,064 (100%) |
| Owner Occupied HU | 7,299 (60.5%) |
| Renter Occupied HU | 4,348 (36.0%) |
| Vacant Housing Units | 417 ( 3.5%) |
| Median Home Value | $674,380 |
| Average Home Value | $654,290 |
Housing Distribution
Address Breakdown
Residential
11,465
Single Family
10,404
Multi-Family
1,061
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91752, Mira Loma, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,064 (100%) |
| Owner Occupied HU | 7,299 (60.5%) |
| Renter Occupied HU | 4,348 (36.0%) |
| Vacant Housing Units | 417 ( 3.5%) |
| Median Home Value | $674,380 |
| Average Home Value | $654,290 |
Housing Distribution
Address Breakdown
Residential
11,465
Single Family
10,404
Multi-Family
1,061
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JORGE MURCIA • Realty Masters & Associates
Mls Name: CRMLS
Mls ID: #IV25181479