1045 Holden WayEagle LakeFL33839
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1045 Holden Way, Eagle Lake, FL, 33839 in Eagle Lake: $2,822/mo in rent, $327/mo in net income, 9.01% gross yield, 1.67 DSCR, all at $375,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $103,879 in appreciation and $3,463/yr in principal paydown projects total cumulative return of $164,361.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $327 | $250 |
City averages based on Eagle Lake market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,822 |
| Total Monthly Debt Service | $2,346 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33839, Eagle Lake, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,059 (100%) |
| Owner Occupied HU | 1,549 (75.2%) |
| Renter Occupied HU | 397 (19.3%) |
| Vacant Housing Units | 113 ( 5.5%) |
| Median Home Value | $330,831 |
| Average Home Value | $386,186 |
Housing Distribution
Address Breakdown
Residential
1,866
Single Family
1,866
Multi-Family
0
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33839, Eagle Lake, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,059 (100%) |
| Owner Occupied HU | 1,549 (75.2%) |
| Renter Occupied HU | 397 (19.3%) |
| Vacant Housing Units | 113 ( 5.5%) |
| Median Home Value | $330,831 |
| Average Home Value | $386,186 |
Housing Distribution
Address Breakdown
Residential
1,866
Single Family
1,866
Multi-Family
0
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Douglas Pernia Duque, LLC • LPT REALTY, LLC
Mls Name: Stellar MLS
Mls ID: #S5136460