10444 Mono Rd, Phelan, CA, 92392 | $607/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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10444 Mono Rd, Phelan, CA, 92392 | $607/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Phelan at 10444 Mono Rd, Phelan, CA, 92392 listed at $290,000 pairs $2,401/mo rent with a $1,419/mo payment to leave $607/mo cash flow. Total monthly income runs $2,401/mo, and annual cash flow reaches $7,289/yr on $96,135 cash to close. Return on cash invested measures 27.49% in year one, and rental yield registers 9.94% at a $290,000 basis. Equity gained on principal adds $1,871/yr, and annual property appreciation at 5% supports $80,122 by year five. Five-year ROI tracks 143.52% and total cumulative return in cash totals $137,968. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,401/mo property income relative to a $1,419/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Manufactured

Built in 1983

2.50 Acres lot

$N/A/sqft

No HOA

More details about the property

Welcome to 10444 Mono Rd, a peaceful rural getaway offering comfort, space, and potential in the heart of Phelan. Nestled on a flat and fully usable 2.5-acre lot, this charming home provides the perfect blend of country living and everyday convenience. This cozy home sits on a permanent foundation and features an open floor plan that maximizes natural light and functionality. The inviting living area flows seamlessly into the kitchen and dining space, making it ideal for relaxed living or intimate gatherings. With a mini-split for heating/air, a swamp cooler for added comfort individual septic, and public water, the property is ready for comfortable year-round living. Outside, youll find endless possibilities, whether you dream of creating a small farm, adding additional structures, or simply enjoying the wide-open views of the desert landscape and stunning High Desert sunsets. Theres plenty of room for RV parking, storage, or even a workshop.

Neighborhood Data

Neighborhood data shown for ZIP Code: 92392, Victorville, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	19,334 (100%)
Owner Occupied HU	12,324 (63.7%)
Renter Occupied HU	5,882 (30.4%)
Vacant Housing Units	1,128 ( 5.8%)
Median Home Value	$411,646
Average Home Value	$461,321