10437 Main StClaiborneMD21624
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 10437 Main St, Claiborne, MD, 21624 in Claiborne. At $318,000 it earns $2,190/mo in rent and distributes $212/mo to the owner after the $1,430/mo payment, a consistent 8.26% yield. DSCR 1.53 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $87,858 in value; $2,929/yr in principal paydown compounds ownership stake. Total projected return: $134,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $212 | $350 |
City averages based on Claiborne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,190 |
| Total Monthly Debt Service | $1,851 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21624, Claiborne, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 90 (100%) |
| Owner Occupied HU | 58 (64.4%) |
| Renter Occupied HU | 15 (16.7%) |
| Vacant Housing Units | 17 (18.9%) |
| Median Home Value | $730,769 |
| Average Home Value | $776,293 |
Housing Distribution
Address Breakdown
Residential
73
Single Family
1
Multi-Family
72
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21624, Claiborne, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 90 (100%) |
| Owner Occupied HU | 58 (64.4%) |
| Renter Occupied HU | 15 (16.7%) |
| Vacant Housing Units | 17 (18.9%) |
| Median Home Value | $730,769 |
| Average Home Value | $776,293 |
Housing Distribution
Address Breakdown
Residential
73
Single Family
1
Multi-Family
72
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices