1043 Thermalito Ave, Oroville, CA, 95965 | 5.95% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,734/mo, and a $1,713/mo payment. Purchase price stands at $350,000, and rental yield measures 5.95% with $1,734/mo rent. Return on cash invested shows 15.45% in year one, and 5% annual appreciation builds toward $96,699 over five years. Five-year ROI reaches 78.94% and total cumulative return in cash records $91,586. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,734/mo property income covering a $1,713/mo payment rather than investor’s personal income.

Single Family

Built in 1951

0.26 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95965, Oroville, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,264 (100%)
Owner Occupied HU	4,132 (50.0%)
Renter Occupied HU	3,338 (40.4%)
Vacant Housing Units	794 ( 9.6%)
Median Home Value	$355,605
Average Home Value	$437,386