10425 N Highway 71MountainburgAR72946
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 10425 N Highway 71, Mountainburg, AR, 72946 in Mountainburg is capital appreciation. Rental yield 4.21%. The 4.21% gross yield at $239,500 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $66,169 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.78) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $52,054.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 8.0% |
| Monthly Cash Flow | $(600) | $200 |
City averages based on Mountainburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $840 |
| Total Monthly Debt Service | $1,344 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72946, Mountainburg, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,689 (100%) |
| Owner Occupied HU | 1,156 (68.4%) |
| Renter Occupied HU | 246 (14.6%) |
| Vacant Housing Units | 287 (17.0%) |
| Median Home Value | $202,685 |
| Average Home Value | $220,861 |
Housing Distribution
Address Breakdown
Residential
1,311
Single Family
1,286
Multi-Family
25
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72946, Mountainburg, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,689 (100%) |
| Owner Occupied HU | 1,156 (68.4%) |
| Renter Occupied HU | 246 (14.6%) |
| Vacant Housing Units | 287 (17.0%) |
| Median Home Value | $202,685 |
| Average Home Value | $220,861 |
Housing Distribution
Address Breakdown
Residential
1,311
Single Family
1,286
Multi-Family
25
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris Hacker • Mossy Oak Properties Field, Farm, and Homes
Mls Name: REALSTACK
Mls ID: #88534