1042 Neffs Laurys RdLaurys StationPA18059
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 1042 Neffs Laurys Rd, Laurys Station, PA, 18059 in Laurys Station. Rental yield 6.92%. The 1.28 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $145,048 and $4,835/yr in principal reduction project total return of $173,452.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(411) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,029 |
| Total Monthly Debt Service | $3,231 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
1.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18059, Laurys Station, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 516 (100%) |
| Owner Occupied HU | 438 (84.9%) |
| Renter Occupied HU | 56 (10.9%) |
| Vacant Housing Units | 22 ( 4.3%) |
| Median Home Value | $460,234 |
| Average Home Value | $500,331 |
Housing Distribution
Address Breakdown
Residential
467
Single Family
467
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
1.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18059, Laurys Station, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 516 (100%) |
| Owner Occupied HU | 438 (84.9%) |
| Renter Occupied HU | 56 (10.9%) |
| Vacant Housing Units | 22 ( 4.3%) |
| Median Home Value | $460,234 |
| Average Home Value | $500,331 |
Housing Distribution
Address Breakdown
Residential
467
Single Family
467
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelly Houston • Keller Williams Real Estate - Northampton Co
Mls Name: PMAR
Mls ID: #PM-141486