10407 GREYSTONE DriveGlen Saint MaryFL32040
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 10407 GREYSTONE Drive, Glen Saint Mary, FL, 32040 in Glen Saint Mary is narrow, $178/mo net on $2,191/mo rent after the $1,344/mo debt service, but the property operates at break-even-plus, not a loss. At $298,990 with a 8.79% yield, the long-run equity case via 5% appreciation ($82,605 over five years) and $2,754/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.63 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $127,329.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.0% |
| Monthly Cash Flow | $178 | $400 |
City averages based on Glen Saint Mary market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,191 |
| Total Monthly Debt Service | $1,865 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32040, Glen Saint Mary, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,255 (100%) |
| Owner Occupied HU | 2,572 (79.0%) |
| Renter Occupied HU | 478 (14.7%) |
| Vacant Housing Units | 205 ( 6.3%) |
| Median Home Value | $274,365 |
| Average Home Value | $342,029 |
Housing Distribution
Address Breakdown
Residential
2,995
Single Family
2,995
Multi-Family
0
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32040, Glen Saint Mary, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,255 (100%) |
| Owner Occupied HU | 2,572 (79.0%) |
| Renter Occupied HU | 478 (14.7%) |
| Vacant Housing Units | 205 ( 6.3%) |
| Median Home Value | $274,365 |
| Average Home Value | $342,029 |
Housing Distribution
Address Breakdown
Residential
2,995
Single Family
2,995
Multi-Family
0
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: realMLS
Mls ID: #2136783