10403 Montrose Ave #10403BethesdaMD20814
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 10403 Montrose Ave #10403, Bethesda, MD, 20814 in Bethesda: $2,436/mo in rent, $695/mo net, 10.44% gross yield, all on a $279,900 acquisition. The 1.93 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $77,331 in value, and $2,578/yr in principal paydown steadily builds equity. Projected total cumulative return: $150,928.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.3% |
| Monthly Cash Flow | $695 | $1,200 |
City averages based on Bethesda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,436 |
| Total Monthly Debt Service | $1,629 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1954
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20814, Bethesda, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,268 (100%) |
| Owner Occupied HU | 7,697 (39.9%) |
| Renter Occupied HU | 9,305 (48.3%) |
| Vacant Housing Units | 2,266 (11.8%) |
| Median Home Value | $1,095,391 |
| Average Home Value | $1,155,959 |
Housing Distribution
Address Breakdown
Residential
17,521
Single Family
7,350
Multi-Family
10,171
Businesses
2,013
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1954
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20814, Bethesda, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,268 (100%) |
| Owner Occupied HU | 7,697 (39.9%) |
| Renter Occupied HU | 9,305 (48.3%) |
| Vacant Housing Units | 2,266 (11.8%) |
| Median Home Value | $1,095,391 |
| Average Home Value | $1,155,959 |
Housing Distribution
Address Breakdown
Residential
17,521
Single Family
7,350
Multi-Family
10,171
Businesses
2,013
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices