10400 N Chelsea AveKansas CityMO64156
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 10400 N Chelsea Ave, Kansas City, MO, 64156 in Kansas City is a conservative rental investment at $514,950. Rental yield 6.57%. A 1.22 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $142,271; $4,743/yr in principal paydown supplements. Total projected return: $170,452.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(387) | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,820 |
| Total Monthly Debt Service | $3,002 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64156, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,290 (100%) |
| Owner Occupied HU | 2,438 (74.1%) |
| Renter Occupied HU | 707 (21.5%) |
| Vacant Housing Units | 145 ( 4.4%) |
| Median Home Value | $432,844 |
| Average Home Value | $444,820 |
Housing Distribution
Address Breakdown
Residential
3,372
Single Family
2,716
Multi-Family
656
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64156, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,290 (100%) |
| Owner Occupied HU | 2,438 (74.1%) |
| Renter Occupied HU | 707 (21.5%) |
| Vacant Housing Units | 145 ( 4.4%) |
| Median Home Value | $432,844 |
| Average Home Value | $444,820 |
Housing Distribution
Address Breakdown
Residential
3,372
Single Family
2,716
Multi-Family
656
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Trisha Smith • United Real Estate Kansas City
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2576799