1040 White Water DrHardeevilleSC29927
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 1040 White Water Dr, Hardeeville, SC, 29927 in Hardeeville. Rental yield 6.31%. The 1.17 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $176,516 and $5,884/yr in principal reduction project total return of $213,074.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.2% |
| Monthly Cash Flow | $(443) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,360 |
| Total Monthly Debt Service | $3,549 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29927, Hardeeville, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,506 (100%) |
| Owner Occupied HU | 3,710 (67.4%) |
| Renter Occupied HU | 1,031 (18.7%) |
| Vacant Housing Units | 765 (13.9%) |
| Median Home Value | $413,666 |
| Average Home Value | $415,493 |
Housing Distribution
Address Breakdown
Residential
5,486
Single Family
4,986
Multi-Family
500
Businesses
350
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29927, Hardeeville, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,506 (100%) |
| Owner Occupied HU | 3,710 (67.4%) |
| Renter Occupied HU | 1,031 (18.7%) |
| Vacant Housing Units | 765 (13.9%) |
| Median Home Value | $413,666 |
| Average Home Value | $415,493 |
Housing Distribution
Address Breakdown
Residential
5,486
Single Family
4,986
Multi-Family
500
Businesses
350
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • K Hovnanian's Four Seasons
Mls Name: K. Hovnanian Companies, LLC
Mls Provider:
Mls ID: #N/A