104 Watkins RdStonevilleNC27048
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Stoneville rentals match the income profile of 104 Watkins Rd, Stoneville, NC, 27048. Listed at $249,900, gross rent is $2,291/mo and net cash flow is $768/mo, a 11% yield well above national averages. DSCR 2.04 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $69,043 by year five with $2,302/yr in annual principal reduction, projecting $144,101 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $768 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,291 |
| Total Monthly Debt Service | $1,424 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27048, Stoneville, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,737 (100%) |
| Owner Occupied HU | 2,702 (72.3%) |
| Renter Occupied HU | 629 (16.8%) |
| Vacant Housing Units | 406 (10.9%) |
| Median Home Value | $215,957 |
| Average Home Value | $272,879 |
Housing Distribution
Address Breakdown
Residential
3,443
Single Family
3,419
Multi-Family
24
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27048, Stoneville, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,737 (100%) |
| Owner Occupied HU | 2,702 (72.3%) |
| Renter Occupied HU | 629 (16.8%) |
| Vacant Housing Units | 406 (10.9%) |
| Median Home Value | $215,957 |
| Average Home Value | $272,879 |
Housing Distribution
Address Breakdown
Residential
3,443
Single Family
3,419
Multi-Family
24
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A